Tenant Screening
Tenant Screening Built Into the Application Flow
Manual screening creates application bottlenecks and inconsistent decisions. JumboTiger embeds full tenant verification, credit, background, Right to Rent, KYC, AML, directly into the online application so applicants self-serve and your team gets clean, decision-ready files.
24-48h
Decision Time
60-70%
Auto-Approve Rate
UK + US + EU
Compliance
FCRA
Compliant
The Challenge
What's broken without proper software
References take a week to chase
Manual reference calls from previous landlords and employers. Half don't pick up. Your team spends hours per applicant on phone tag.
Right to Rent fines from bad checks
UK Right to Rent: get the check wrong, face £20k fine per illegal worker. Manual checks have variable evidence quality.
Inconsistent approval criteria across staff
Different team members apply different standards. Some applicants slip through; others get denied unfairly. Audit trail is patchy.
International student verification is brutal
Visa documents, parent guarantors, AML screening, currency. Without specialised software, processing one international applicant takes 2 hours.
Applicants do the work themselves
Applicants upload IDs, complete credit consents, and submit references through their phone. Bots run checks in parallel. Your team sees a complete file in 24 to 48 hours instead of chasing for two weeks.
Mobile-first application with photo upload
Embedded credit consent and pull (Experian, Equifax, TransUnion)
Reference automation: chase, capture, store
ID document verification with face match
Income verification via bank-account read (Plaid, TrueLayer)
AML screening for high-value applicants

Country-specific compliance built in
UK Right to Rent, US background checks (FCRA), EU GDPR-compliant credit screening, India Aadhaar-linked KYC, AML screening for institutional residents. All built in per region.
UK Right to Rent with statutory excuse evidence
US FCRA-compliant background and adverse action notices
EU GDPR-compliant credit screening
India Aadhaar e-KYC (for Indian operators)
AML and sanctions screening (high-value residents)
Audit trail meeting regulatory evidentiary standards

Guarantor workflows that close
Guarantor identification, contact, document collection, and consent. Fully automated. Common for student housing parents, corporate housing employer guarantors, and high-risk applicants.
Guarantor invited via email + SMS at application stage
Guarantor uploads own ID, income proof, consent
Multi-party e-sign on guarantor agreement
Parent guarantors common in PBSA / student housing
Employer guarantors in corporate housing
Co-guarantor (joint liability) supported

Decision audit trails
Every screening decision is logged: which checks passed, which failed, what the operator decided, why. Audit-ready for fair-housing, anti-discrimination, and ICO regulator scrutiny.
Per-application decision log (who, what, when, why)
Auto-approve thresholds with consistent rules
Manual review queue with approver capture
Adverse action letter auto-generation (US FCRA)
Fair-housing audit reports
GDPR data minimisation and auto-deletion post-decision

See Tenant Screening configured for your operation
Book a 30-minute demo. We'll walk through tenant screening configured to your exact workflows, and what 30-day deployment would look like.
FAQ
Yes. FCRA notices are presented at the right points in the workflow. Adverse action letters are auto-generated when applications are denied based on screening results.
Right to Rent checks capture the full statutory excuse: ID document images, manual checks for non-EU passports, time-stamped evidence. Reduces fine exposure to near zero when operated correctly.
Visa documents (CAS letter for UK, I-20 for US), parent guarantor verification, AML screening for high-value programs, and university nomination cross-check. Configurable per institution partnership.
Yes. Auto-approve thresholds (credit score X+, no adverse, income Y× rent), manual review queues, and automatic decline rules. Operators typically auto-approve 60 to 70 per cent of applicants.
Powered by
Built on these JumboTiger capabilities
This software is delivered by building these pre-built capabilities into your dedicated instance.
Ready to see it in action?
Book a 30-minute demo. We'll show you tenant screening configured for your portfolio, and what 30-day deployment would look like for your team.